Florida Mortgage knowledge base

Advantage Florida Mortgage would like to know how many days can the approval process take? Advantage Florida Mortgage would like to know how long does the approval process take?
douglas hernberg,advantage florida mortgage would like to know what are the most common expiration terms for b douglas hernberg,advantage florida mortgage would like to know what are the most common expiration terms for balloon mortgages?
douglas hernberg,advantage florida mortgage would like to know what are the most common expiration term for ba dogulas hernberg,advantage florida mortgage would like to know what are the most common expiration terms for balloon mortgges?
What is the best lender to choose for a mortgage in Florida? It is so hard to pick a mortgage lender. They can only give you a range of interest percentages. You don't know the rate til you commit to them after you have already paid the application fees. What is the best lender in Florida for would-be homeowners?
advantage florida mortgage would like to know will rates go down again? advantage florida mortgage would like to know will rates go down again?
"Douglas Hernberg"-"Advantage Florida Mortgage" would like to know how long the fed will keep rates low? "Douglas Hernberg"-"Advantage Florida Mortgage" would like to know how long the fed will keep rates low?
Adding a name to deed for Florida property under Mortgage? I am seeking to add my father to my deed for my townhouse in Florida. The property is still under mortgage. And I am out of the country. I just want to understand the process and if there is anyway I could get the documents mailed to me and I will notarize them where I am. Help is much appreciated!
Does anyone know a good Mortgage company in Florida to refinance a million dollar home? Does anyone know any good mortgage company's that are fair and will not beat you up on points in Florida for a 2 million dollar home?
where can i find info or help on getting a mortgage in florida. I love in ct and i want to move to florida,? I have 3 properties in ct that i am in the process of puting them up for sal enext week, a condo i own (no mortgage), my condo that i owe 65k but its worth 110k,and a 3 family i owe 120k but worth about 225k. I would like to buy a home in florida in the amount of 350k(i already found a home) i was wondering if they have like 40 years mortgages available down there. I am putting 20% down and more as soon asi sell my other properties. I dont have a signed contract but where can i ge thelp finding out my options ,,if i have any. I love this house. Ihope we can get it but i know i need to sell all these other things in CT before I do so. I wont move to florida till next year.
I bought a home in florida, my mortgage payments just went up 300 dollars due to county taxes what options? I was struggling to make payments before, now I cannot cover this. My job transfered me back to texas and now I have rent and a mortgage payment. I have made both payments for both for 5 months and cannot afford this any longer.
How much does the average Mortgage Broker make in/around Orlando, Florida? How much does the average Mortgage Broker make around Orlando, Florida? What do you do to get the license? Any links to recommended courses? Thanks guys!
How can I get a mortgage in Florida with all this stuff happening? I am 25 years old. My FICO score averages 425. I have 2 judgements on my credit. I make $139,000 and the home I want to purchase is in the 500,000 - 575,000 price range. I have $50,000 to put down. Any suggestions on what to do?
Where can I take the 24 hour course for my mortgage broker license in Gainesville, Florida? I live in gainsville,florida I have an oppurtunity to work with a good company. I need to get my mortgage broker class, and I know you have to get an application and fingercard from the state but I need to take the 24 hour education course and im not sure where to go online for where I lif3 ifrec doesnt have a class lcation in gainesville. Can anyone give me a site I can go to a register?? Thanks!!!
Does anyone know how to get help to pay your mortgage in Florida? I lost my job and I am having trouble making my mtg payments-is there any help out there for this?
Do they have programs for people that are upside down in their mortgage in florida? i have a 30 year fixed that i can afford but now I'm upside down.
How can I find a mortgage broker in Florida that deals with FHA constuction or rehab loans? I want to make an offer on a property in Florida but would like to be pre-qualified first. It has a mobile home on it and I don't know if I will need a construction loan or rehab loan? What's the best way for me to proceed?
I am in Florida.I cannot pay condo mortgage payments anymore. Is there a way of give up my condo voluntarily ? Is there such a law that alows me to give it away and not hurt my credit?I have an exelent credit but I cannot make the paymants anymore. After I bought it 3 years ago (on top of the market in FL)the mortgage did not include taxes,after few months they added additional $500 escrow a month and recently association fees went high.Morgatge is for 180K and monthly payment is over $2000.Please help!
Why does florida require a married person to put thier spouse on a new mortgage .? Even if the other spouse is not on the loan florida requires them on the mortgage.Is there any way around this?
I am married live in florida. The Mortgage is in my name. If I file Chapter 7 will it affect my husband? I bought my home before we married. We have refinanced but still he is not on the note. if I file chapter 7, how will this affect him? will he be able to buy a home?
I just got my mortgage broker license in florida, now where should I hang my license ? what should I look for in an mortgage broker office? also, what is a good company to hang my license?
For Mortgages in Florida, will the mortgage company look at all outgoing costs or just concentrate on income? I.E. Will having a seperate saving plan for $500 per month lower what the bank will be willing to lend?
Should I buy a second house in Florida or pay off my mortgage? I made 25,000 from selling a property.Should I use that for a down payment for a beach bungalow that costs only $80,000 or pay off my mortgage of only $70,000?
In Florida, can a person be on a mortgage but not on the Note? I bought a lot with two other people. They talked me into putting me on the Note but all signed the mortgage. Also, we have a co-tenancy agreement requiring them to pay 1/3 each. Unfortunately one of the parties is having financial hardship and may file for bankruptcy. He wants to quit claim his 1/3 to me. However, the property is underwater and he will stick me with his share of the loss. I need to refinance the mortgage now and he wants to walk away. Can anyone with expertise in this areas provide recommendations to proceed?
Just obtained my Mortgage Broker license in Florida. I know the market is tough and slow.? I know the market is tough and slow. Can anyone offer advice on obtaining work and experience?
Florida mortgage question? Me and my husband are looking to buy a house in Florida in the near future. He is a police officer and I'm a stay at home mom. His fico score is higher than mine. Does anyone know if we both have to be on the mortgage? We wanted to just put it under his name since his score is higher and I have have no income.
How do I get my mortgage brokers license in the state of Florida? I dont even know where to start. I tried searching online for a school so I can learn the material then take the exam. I cant find anything on that or where I take the exam or how much it cost or anything. Maybe I wont make a good broker if I cant even find out how to become one! Can you help? I am in the Tampa Bay area if that helps any
what costs do you have when you switch mortgage brokers before closing on a house, in florida? we went with a mortgage broker first and signed the intial paperwork, but not closing papers from the lender, we found out we had to pay pmi on the house, so we asked our bank if they could do a mortgage for us with no pmi or closing costs. How much can the mortgage company charge us if we went with the bank instead? we paid for the appraisal report already.
In the state of Florida, if a landlord defaults on the mortgage would the renter's lease still be honored? If the lender moves to foreclose on the property, would the renters lease agreement still be honored?
Why do I have to trust in a mortgage broker when I am looking for a mortgage to my house? I just get the Florida Mortgage Broker License and I want to do part of my ads with your response. I will really really appreciate your inputs and help. Also, tips in how to get clients for this busines and in real estate because I get the license in Florida too in these days. I am completly new in this business areas and need orientation from real people who really knows these areas and want to help. Thank you very much and I will appreciate any help. Att., Carlos
I want to get a room-mate in to live with me to offset my mortgage but I live in Florida and friends are ? telling me to be very careful as I may not be able to get them to leave once they are in. My potential renter is a mature lady 47 years old and her 7 year old son. Any ideas as to what type of rental agreement I could write up to protect myself?
Why was Obama pouting in Florida while McCain was in Washington solving the mortgage crisis of 2008? President Bush had to BEG Obama to come back to lead the Democrats?
In Florida, WHO is permitted, by law, to foreclose on your home besides a mortgage company? I would prefer that only an attorney answer this question to make sure it is accurate. I do not believe that anyone can foreclose on you except a mortgage company, am I right?
Will I get a $300,000 mortgage with no money down in south florida? Here's my stats: Credit score 650-high 600's depending on who you ask, income $110,000/yr, stable job (pharmacist), good credit history but approximately 15,000 revolving debt and 120,000 in student loans. I'm going to eventually consult someone but I thought it would be interesting to hear some opinions on how feasible it would be. Thanks for the tips, I'll take that as a collective no and go back to the financial drawing board.
Do mortgage loan originators need a license in Florida? Or do only mortgage brokers need a license?
Wath is the Bank with the lowest Interest rate for mortgages in Florida? I have to refinance my mortgage and I am looking for the Bank wiith the lowest interest rate, APR, closing costs, etc. here in Florida. Does anybody have any idea where I can go? The amount I will refinance is between 130K and 150K. Thanks.
do i need a license to start my own commercial mortgage company in florida? what steps do i need to do in order to start a commercial mortgage company?... Please help... I need all the steps, c corp info, .com info, bank info and license -if any- info
Which offers more opportunities and wealth in Florida? Real estate sales or mortgage brokerage? I'm debating which course to take, if your in either field how has your experiance been and what suggestions do you have.
Can my mortgage lender force me to increase my property insurance? Live in Florida Mortgage balance is 224,000 replacement cost for my dwelling is 170,000 Property worth 300,000 including land
What are the laws for Florida's Mortgage Closing costs with the home seller paying half of the closing costs? I agreed to pay ONLY half of my buyer's closing costs. The home price is $285,000. Before I even got the good faith estimate in my hand I estimated my buyer's closing costs to be 3% of $285,000 at least which comes to $8,550. I got their good faith estimate today and I see that the "estimated closing costs" are $10,246.50 and the "total funds needed to close" are $13,510.04. and a loan orgination fee of $2,850.00 and, administration fee of $585.00, Underwriting fee of $795.00, processing fee $495, and much more. This is more than I thought. I think the fees are probably a little to high. I know in the state of Florida there is a cap on what the Home seller pays in closing costs. How can I find these laws and to make sure that I am not paying for a whole bunch of Junk fees. This is my first time ever doing this and I just want to make sure that I am paying fairly, correctly and within the Florida laws. Any help, from Mortgage or Real estate professionals will be greatly appreciated.
I live in Florida, I am a mortgage broker. I need new investors who will allowance sales incentives.? I live in Florida, and I need to find investors that will allow a sales incentive. The developer has a 20,000 decorator allowance, which is a sales incentive. All of my current investors view as they are decreasing the value of the home by 20,000, or they view it as seller concession. What lenders out there will allow us to use this without cutting the value?
New Mortgage Consultant at a Local Bank, Hollywood Florida? Any tips on how to bring in the business with realtors? Any tips in bringing in the leads? I'm at a slump right now.
Search Results: douglas hernberg,Advantage Florida Mortgage - Douglas Hernberg ...Advantage Florida Mortgage? Search Results: douglas hernberg,Advantage Florida Mortgage - Douglas Hernberg ...Advantage Florida Mortgage wants to know how many mortgge brokers are in florida and specifically the miami area currently.
Do I have to pay the rent? I just received a notice that the Landlord is being sued by the mortgage company? I live in SW Florida, The mortgage company is sueing the Landlord for not paying the mortgage. And he just agreed to renew our lease. I have been told that I should not pay the rent, because I know I will not see my deposit back. I should stay here a few months and save up the money to move into another home. Im just not sure what I should do.
Do husband and wife have to be on Mortgage in florida? After we were married, my wife and I bought a house in MI with only her on the mortgage. (I think I signed a deed of some sort). Now we are moving to Florida, and I am going to put the mortgage in my name. My question is, does my wife have to be on the actual mortgage with the lender, or just sign the deed? I don't want to put her on the mortgage since we still have yet to sell the MI house, plus she isnt working and it would wreck our DTI. I am approved for the mortgage off my income. Do I technically own a home even though Im not on the mortgage in MI? Would this actually be a second home? Do I have to disclose the MI house to the lender since they will not see it on my credit report. Someone told me I had to put her on the title AND mortgage, unless I call the house a 2nd home.
mortgage assistance program palm beach county florida? there is a mortgage assistance program. To help people that are going into foreclosure in palm beach county florida. I believe it is called ship program.
Florida teacher seeking a mortgage with poor credit? I've just completed teaching my first year in FL. I want to buy my first home but my credit is poor (I took some massive hits last fall/winter when we moved down here - long story). There are many incentives for teachers to buy homes: http://www.floridahousing.org/Home/HomebuyersRenters/FTHB/DefaultFTHB.htm I'm especially attracted to the loans that offer a 4% grant or loan for the down payment / closing costs. It sounds like if I go for one of the high rates it fixes for 5 years, I'll have to refinance again and pay all of those closing costs again (ack!). But in the same sense, I'm confident that my house will go up in value (it's in a prime area and we're in a housing slump). Will they still give me that 4% loan with my credit score in the high 500s? I don't want to go fishing for loans because my credit will take hits and I've been very careful. It has gone from the low-to-mid 500s to where it is now. I'm married and my husband makes a tad more than me but with a lower score
my fiance wants to get mortgage in florida. she is from the uk. we will be getting married soon.? I cant apply due to credit issues after a bad divorce. he has 15% to put down. She will live here at least 8 or 9 months of the years when we get married. She has family in n. ireland and children there. is there any mortgage company that will accept the 15% down. The mortgage will be paid by me by electronic payment on the first of every month out of my va pension. We just dont have 30-40% to put as a down payment. Found a beautiful home for 150,000. She does own a home in ireland that is worth around 400,000 dollars
i need to sell a mortgage note in tampa florida.? i sold my house three months ago and help the buyer with his closing cost and down payment and his new mortgage. at the closing day he and his wife sing a second mortgage to me and i register a link and his property for the money they own me. they are doing payments every months plust interest but i will moving out the state soon ,and willing to sell the mortgage note i have and his house.
Any opinions on Gateway Mortgage Group in Longwood, Florida? Mortgage Lending and Real Estate company. Conventional, FHA and VA mortgages available in multiple States across the US.
best florida 30 yr fix mortgage? new home finance 70% downpayment excellent credit
I live in Florida and I heard that the Mortgage companies are selling back.....? to the owners their houses for the amount on the market or the amount of the short sale,. For example I have a house and I owe $235k and the market value is $149 and I am doing short sale, they will sell it back to me for that amount.. is this true? Does any one has information about it?
I live in Florida, Palm Bay. Looking for the best mortgage rate. Is anybody could give me some advise? Thanks. Also I would like to know more about points. I am customer Bank of America, look like not giving me the best rate. I appreciate if somebody give me some good idea. It is my first home.
Why mortgage banks are not regularized, so,shootings the like of Florida would stop...? It appears that the gun men was losing his house becouse of a shady loan that got to high and payment could not be made,why ? The feds should put stop to such trap loans and eliminate variable rates loans, this tragedy wouldnt have happened with a fix loan....A surveillance video shows gunman Alburn Edward Blake entering the Wendy's restaurant during the lunch rush Monday and going straight to the bathroom, authorities said Tuesday. He emerged minutes later to fatally shoot Lt. Rafael Vazquez, who had gone back into the restaurant to exchange a kid's meal toy his child had received.
I live in Florida and I need to file a formal complaint against Countrywide Mortgage.? Writing to their CEO has not helped. They adveritise "no closing costs" and when I went to refinance they tacked on 25,500.00 in closing costs!! I'm a current customer of theirs so if anything you'd think I'd get better not worse treatment than a new customer. Any information would help. I tried filing a complaint with the Better Business Bureau, but they don't handl this type of complaint.
Where to adverise my services in Real Estate and Mortgage? Want to advertise and marketing my services as a Realtor and a Mortgage Broker in Florida. Anyone knows what is the best way and for free? I just started in the business. Thank you
Where to adverise my services in Real Estate and Mortgage? Want to advertise and marketing my services as a Realtor and a Mortgage Broker in Florida. Anyone knows what is the best way and for free? I just started in the business. Thank you
What is the best online Mortgage Brokerage Firm or Correspondent Lender to join as a new business career? I plan to start a career as a loan officer and want to do business primarily on the internet, from home, as well as get the training on-line and/or by phone. I'm thinking about joining either Apex Lending or Premier Mortgage. Trancontinental Lending Group is also an option. Anyone have feedback regarding these companies? I'm really leaning towards Apex Lending because I like the business structure, however there is a one-time $200 fee for purchasing software that allows you to run the business on the internet and from home. The software has the 1003 appl, credit score/info viewing, matches programs to client info, manages your accounts, funds, can do business in atleast 20 states, etc. Is having to pay this fee a norm when getting started, if so, are there companies that have a lower start up fee? I have taken a 24-hour mortgage broker course in Florida recently, but haven't taken the licensing exam yet. I will need a mentor for the first few deals and would like to get started soon.
What is the best retail mortgage net branch to open?? I am looking to open a retail mortgage net branch in Florida but want to solicit anywhere in the U.S. for business. Low cost per month with low fees charged. Any suggestions??
after foreclosing on my house in new jersey,can they come after my house in florida.? I can no longer afford my home in new jersey and it is for sale. i have priced the house at a reduced number. i am still current and have a new mortgage and job in florida. i am moving there next month. I cant afford both mortgages and if the house does not sell quickly, i will be unable to pay and thus will become delinquent.What can i do and can they come after my new house in florida?
What is are common, non-technical terms for repaying a mortgage? Ie,25 years after Dave and Diane bought their house, they ?????'d their mortgage and moved to Florida.
Foreign National mortgage loan of British citizen? Anyone can help me out please ? my sister is British citizen and want to buy a condo in Florida . Can we get a mortgage loan, no income verification , verified assets with 10 % down payment, we are looking for an option arm loan those with the start rate of 1.50%. thanks. Do you know any bank for this loans?
What are my options as 2nd Mortgage holder when delinquent? In Florida, I hold a 2nd mortgage for an individual who is 2 months behind in payments. What are my options regarding Liens? Can I attach other property or does it have to be the property to which the mortgage pertains?
What are my options as 2nd Mortgage holder when delinquent? In Florida, I hold a 2nd mortgage for an individual who is 2 months behind in payments. What are my options regarding Liens? Can I attach other property or does it have to be the property to which the mortgage pertains?
For Realtors only--what can I do as a Mortgage Broker to help you generate business? I already go to open houses and deliver goodies, I send out rate sheets weekly, I go to all of my closings, we fund our own stuff so no wires. I do not "gas" people on rates or points. Honestly looking for fresh ideas to get your attention. Or what did a broker do that really made you want to work with them. Thanks. Mortgage Advisor serving Minnesota, Wisconsin, FLorida, and Colorado.
Best mortgage deal? My sister in law is moving to Florida and is looking for the best mortgage deal that she can get. She has the house picked out and now needs the best 30 fixed with no added cost. Any help would be greatly appreciated. Please don't say go to lending tree or one of those. She just wants one name, one number and one great deal. Thanks much!
What are my options as 2nd Mortgage holder when delinquent? In Florida, I hold a 2nd mortgage for an individual who is 2 months behind in payments. What are my options regarding Liens? Can I attach other property or does it have to be the property to which the mortgage pertains?
Where can I find Minority Business Grants in Florida? My husband & I are trying to get information on minority (Hispanic) grants to help start up our business in florida. The business is a mortgage brokerage/real estate buisness.
I have a gift voucher for a Vacation to Florida. Does it Sound Legit? I received this from my mortgage lender (a reputable company in South Florida) for doing business with them. It is for a vacation from 3 days/2 nights up to 7 days/6nights for 2 Adults/4 kids in a hotel room less than two miles from Disney. It also includes a day cruise with meals, complimentary breakfast, and bus service to ship or area theme parks, and discount Disney tix. Does this sound legit? It is for $25 per night. We are planning a trip to Disney anyway and this would help reduce our costs tremendously. Have you ever done this before? The website indicates in several different areas that it is NOT a time share. There's no small print on the actual voucher which worries me a little. I need to actually call the reservation number to get the run down.
Thinking about buying a house or condo in Florida and not sure what to due first? I currently live in New England and want to buy a house or condo in Florida as a second home. I currently rent where I am and have never owned a house so, I am not sure what to do. Before I even start looking online at places in Florida, should I apply for a loan with a mortgage company first and then if I am approved, start looking for a place?
Can I have my mom, add my name to her deed, so I can get an equity loan to move her to Florida? Can I have my mom, add my name to her deed, so I can get an equity loan to move her to Florida? My mom is disabled, she has medicare, and some form of Medicaid, there are no liens on her home., she has no cash assets. I need to move her to Florida. Her credit is poor., and we don't want to take a reverse mortgage to get funds to move her to Florida.
"Can I have my mom, add my name to her deed, so I can get an equity loan to move her to Florida? My mom is disabled, she has medicare, and some form of Medicaid, there are no liens on her home., she has no cash assets. I need to move her to Florida. Her credit is poor., and we don't want to take a reverse mortgage to get funds to move her to Florida.
mortgage problems? I own a home in Florida and we got hit by Hurricane Wilma in 2005. I was not able to pay my mortgage for 1 month. I was able to get a payment plan with the Hurricane Disaster Department. I paid that month that I was behind this year. My problem is that the added late charges to my account when they should not since I was under that the Disaster program. They also purchased home insurance in my behalf (which I decline and provided proof of home insurance thant I purchased on my own). My mortgage insurance and collections department is taking too long to update my account and is still telling me that I need to pay the late fee(after telling by mail that they were going to take it off my account) and the insurance (that I declined and bought some where else) now untill they update my account and then they will refund me later. What can I do? They are making me pay for something that I dont need to and they are talking about forclosure. HELP!!
Mortgage problems? I own a home in Florida and we got hit by Hurricane Wilma in 2005. I was not able to pay my mortgage for 1 month. I was able to get a payment plan with the Hurricane Disaster Department. I paid that month that I was behind this year. My problem is that the added late charges to my account when they should not since I was under that the Disaster program. They also purchased home insurance in my behalf (which I decline and provided proof of home insurance thant I purchased on my own). My mortgage insurance and collections department is taking too long to update my account and is still telling me that I need to pay the late fee(after telling by mail that they were going to take it off my account) and the insurance (that I declined and bought some where else) now untill they update my account and then they will refund me later. What can I do? They are making me pay for something that I dont need to and they are talking about forclosure. HELP!!
The mortgage was done without widow's knowledge? Individual died, but property was homesteaded and only on his name, marriage was more than 5 years old, married by law and in church, does it make any difference that property was homesteaded ? . His "Attorney" failed to probate within 3 months as required by Florida Law, it is now 9 months latter isn't it "Negligence"? Now a second mortgage shows up, but widow was never notified of missed payments and she is facing foreclosure. Is this fair?
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