Which bank offers the lowest interest rate for mortgage refinance in California?

I need to refinance my second/investment home in Milpitas California and I'm looking for a mortgage broker or a bank that offers lowest interest rate based on 700 or more fico score. Preferably a loan program with minimum monthly payment is preferred.

Public Comments

  1. try washington mutual,indymac bank and homecomings ,they have the low rates now
  2. find the best rate you can find and then add 1% (1 point is what is the standard to add when dealing with an investment home) A mortgage broker is supposed to find you the best rate from all the companies she works with. If you don't have a good one shop around. Here is a website to find the average and best rates: http://www.bankrate.com/brm/default.asp
  3. I hear Creative Mortgage is a good company to work with. Toll free number is 866-488-0929. They Say ask for Anthony in human recourse's.?
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