what is best place to get home mortgage in dallas texas?

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  1. Country Wide homes you cant lose on this one. Just kidding I could not resist.Look some up in the local phone book and make some calls weigh you options and get a lawyer involved they can help as well.They can tell you if you are about to make a big mistake in this field.Some even have a few mortgage companies they do business with so give these ideas a shot.Good luck to you.
  2. Find an experienced, licensed broker. Get a few quotes and speak to them about your situation. Choose one that you trust and that has your best interest in mind. Good luck to you.
  3. Hi Jay, You should be able to get one form your local bank but you are limited to their product only. I suggest you contact a mortgage broker. I can direct you to one if you want....they are usually very flexible and they have a lot of product that they can fit you in... Make sure you ask for a "good faith estimate" this is a spread sheet kind of form that will tell you how much you can afford, whats your interest and what is your estimated monthly payment. Bare in mind that the hazard insurance and tax are just estimates. Make sure you tell them you do not want a pre-payment penalty so you can re-finance with out paying a penalty in the near future. I am a Realtor in Austin and works closely with Land Mortgage and Countrywide as my financing brokers. You don't need to hire a loan officer from Dallas, if you are open to the hire a loan officer in Austin, you can e-mail me (rsvp@samgabilagon.com) so I can give you at least 2 loan officers. You can call them up and ask for a good faith estimate. Compare them side by side and pick one that you are most comfortable.... Oh, and 1 more thing, are you buying a new home or resale home? If you are buying a new home, the builder usually has the lender that they are working with - and so you just have to call them up, and then again, make sure you understand all their charges.... Good luck ! I hope this helps!
  4. I suggest Hometown Banc Corp. My mom used them. They may be your best opportunity for someone to say yes. If your credit does not measure up, they don’t simply “forget to call you back.” They help you get into a credit repair program you can afford regardless of income. Check out the free evaluation form at www.totaldebtsolutionsllc.com and a Hometown loan officer will contact you .
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