How can I get a mortgage in Florida with no money and a high debt ratio?
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- look for better work, save up a small down payment and maybe someone will give you a chance.
- Unless you can get "Owner Financing", I do not know of any other way without good credit report. Unless you had someone with good credit co-sign for you. Things are tough right now, so it is a buyers market. Look around, there may be some companies offering a small down payment and will give you credit if you are willing to pay a higher interest rate. But, owner financing is the best option. You might also try a"Lease Purchase". You could lease it for a year and then maybe your credit would be better and allow you to purchase it at the end of a year. Good Luck hope you find something. The needs are out there.. So many people have houses they cannot sell and others wanting to buy. It really is sad we cannot find a way to make it work for both parties.
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