What is the best lender to choose for a mortgage in Florida?

It is so hard to pick a mortgage lender. They can only give you a range of interest percentages. You don't know the rate til you commit to them after you have already paid the application fees. What is the best lender in Florida for would-be homeowners?

Public Comments

  1. I would use Wells Fargo. Great Company and very sound.
  2. Try http://www.providentfunding.com. They are called the price leader for a reason. I used to use them exclusively for conforming loan scenarios when I worked in brokerage. Also, try Third Federal. They have a PMI waiver available and good Jumbo pricing. They were tough to beat if you qualified for their programs. Good luck.
  3. An experienced loan officer who will work to find the best program for you is most important. The company which will offer you the best terms usually depends upon your specific situation especially income, savings and & financial history. Ask people if they can recommend one. Often, a quality real estate broker can be the best resource to recommend a few lenders or loan officers after learning a little about your circumstances. (Similar variables make it impossible for anyone to quote you a rate until they know your specifics.) Don't pay any significant application fees in any case. Top lenders do not require you to commit by paying hundreds of dollars (although a few may charge up to $20 to pull your credit reports).
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